The Smart Way
to Find Your
Payment Solution.
IceTree connects businesses with 100+ local payment methods through our network of 50+ strategic payment partners — all at zero cost to you. Expert consultancy matched to your exact needs, whether you're low-risk or high-risk.
100+
Payment Methods
FREE
for merchants
GLOBAL PAYMENT METHODS
OUR APPROACH
Built for businesses
that demand more.
Three pillars define how we find the right payment solution for every client.
Access
Exclusive payment providers, curated for your business
Rates
Competitive rates negotiated on your behalf
Trust
Trusted by businesses across all sectors
Most payment consultancies focus on volume commissions — pushing the partners that pay them most, not the ones that fit you best.
We're not paid by volume. We're incentivised by outcome. When you succeed, we succeed.
Discovery
We audit your business model, transaction volume, and payment requirements — building a complete picture before touching a single contract.
Matching
We scan our network of 50+ strategic payment partners and surface the best-fit options for your exact risk profile, volume, and market.
Optimisation
We negotiate rates directly with providers, monitor account performance, and stay in your corner as your business scales.
Knowledge Hub
Understand your
payment stack.
Chargeback Prevention: A Practical Guide for Merchants
The four chargeback categories, prevention strategies for each, and how to build a dispute response process that protects your merchant account.
IC++ Pricing Explained: What Merchants Are Actually Paying
How interchange-plus pricing works, what the three components are, and how to use it to negotiate lower card processing rates.
Card Decline Codes Explained: Why Payments Fail and How to Fix Them
Soft vs hard declines, what the most common codes mean, retry rules, and how to improve your authorisation rate.
ZERO COST · NO OBLIGATION · NO CONTRACTS
Your payment
solution is waiting.
Book a free consultation with our expert team. We'll audit your needs, match you with the right providers, and get you the rates you deserve — at no cost to you.