Automated split payouts,
built for platforms.

Under PSD2 and other international regulations, a platform cannot receive client money (the customer's payment) and distribute it manually to sellers unless they hold a full payments license. Marketplace processors solve this by receiving payments into licensed escrow/trust accounts, instantly dividing the funds, and executing payouts, bypassing the platform's balance sheet entirely.

Our recommended providers offer API-driven onboarding. Your sellers fill out a form on your site, and their details are submitted to verification networks. Most individual sellers are verified instantly, while companies undergo automated KYB validation within minutes.

Yes. If a buyer places items from three separate sellers in their cart, the marketplace ledger splits the single checkout payment into three distinct payouts, while routing your platform take-rate to your account.

Any card network, apple/google pay, or local payment methods like Pix, iDEAL, or bank transfers. The processing layer supports standard LPMs, with the splitting ledger handling the background payouts.

This depends on how the ledger and contract rules are defined. Most marketplace setups let you pass chargebacks directly to the responsible seller, deducting the chargeback value and fees from their balance, protecting your platform from vendor risk.